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Isaac Toussie on Investing in the Tobacco Industry

Despite a decline in the use of cigarettes, tobacco companies continue to generate massive amounts of income and free cashflow for their investors. Profits for the largest tobacco companies are steadily increasing with technological advancements into e-cigarette and vaping. However, many investors are hesitant to invest in tobacco companies given the harmful nature of the products that they sell. An acclaimed business consultant and corporate investor in the field, Isaac Toussie explained that while these concerns have validity, there are various arguments available that one could adopt and still feel comfortable investing in tobacco companies.

Tobacco is not a healthy product for the general population. Cigarette smoking can lead to various diseases ranging from emphysema to cancer One argument for still investing in tobacco companies is that the products have extensive warning labels and the regulations and education programs that engulf the industry protect any individuals that don’t consent to the risks associated with smoking. The federal government along with state governments have passed multiple legislative reforms to stop minors from purchasing cigarettes. This has come with restrictions on advertisements and heightened taxes. Education programs on the usage of cigarettes is widespread. The increased amount of education, legislation and reform all restrict individuals who are unaware of the risks from smoking.

A second line of argument Toussie explained is that thousands of retailers sell tobacco products, without any backlash from investors. Retail chains like Walmart and Costco earn millions each year from tobacco and tobacco related products. It’s counter-intuitive to refuse to buy the stock of the maker of tobacco, but endorse an investment in the sellers of tobacco. Furthermore, retail chains throughout the country profit off of the sale of other potentially hazardous materials. For example, Walmart stores across the country market and sell firearms. The public health concerns targeted at tobacco companies, it could be argued, should not stop investors especially given the fact that those same concerns do not hinder investments in many other prominent stocks.

A third line of argument is that public health arguments are made against tobacco companies, while other manufacturers engaged in parallel behaviors do not sustain much backlash. Alcohol causes an estimated 95,000 deaths a year in the United States alone. Alcohol addiction ruins the lives of countless individuals. However, investors generally do not hesitate to invest in alcohol companies as Michelob, Anheuser Busch and Molson Coors are very popular high PE stocks. Just because a product is potentially dangerous doesn’t necessarily mean that investors should shy away from purchasing that company’s stock. A fourth argument lies in freedom of individual choice. The decriminalization of marijuana in many states only furthers that idea: consumers should have the ability to choose the products that they can purchase. This is not an ethical issue for some investors, rather a conscious choice on the part of the consumer to engage in a particular behavior.

In any and all events, Imperial Brands and British American Tobacco have low PEs, high free cashflows and respectable debt levels. Japan Tobacco is not profitable enough and Phillip Morris and Altria have very high PEs and high debt. These fundamentals provide the space for investors who adopt some of the arguments above and feel comfortable investing in this space.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.

Corporate Oil Investor and Deal Maker Isaac Toussie Analyzes the Social Cost of Carbon Metric

In a recent decision by the U.S. District Court for the Western District of Louisiana, Judge Cain Jr. ruled that the social cost of carbon metric that has been used since the Obama administration could no longer be used to evaluate decisions regarding climate change. The judge based his decision off of the harm the use of the metric was causing to the state in the form of economic damages. A known consultant in the oil industry, Isaac Toussie, a corporate oil investor, consultant, and deal maker, agrees with the judge’s decision and accentuated the flaws in using the social cost metric in the fashion that the Biden administration was using it.

The social cost of carbon metric was an attempt by the government to evaluate the costs of using natural gas and fossil fuels. These costs are economic costs, but economic costs that arise out of climate change. For example, climate change might cause an increase in flooding, which costs the government money. Given the speculative nature of evaluating the economic effects of climate change, different administrations have come to different conclusions on the exact dollar amount for the social cost of burning natural gases. The Biden administration pinned the number at $51 for every ton of carbon dioxide produced using natural gases, as opposed to the $7 per ton set by the Trump administration. Isaac Toussie highlighted the fact that the Trump administration better understood the speculative and loose nature of using a metric based on correlative data.

The judge, along with many members of the state, where disappointed with the economic hit the state would take if they utilized the $51 cost generated by the metric. The government was using the number to hold up delaying sales and preventing drilling in certain locations. As a result of the judge’s decision, the government has decided to stop issuing new permits and leases while the federal government reevaluates the situation. Disagreeing with the move by the federal government, Toussie sees this withholding of new permits and leases as a possible tactic intended simply to punish conservative states- “alternatively it seems like it will deteriorate our economy through loss of jobs and lowered production-” Isaac Toussie said.

Toussie further stated that the usage and facilitation of natural gas is a net positive for the world at the present time. The economic benefits outweigh the harm to the environment, especially if countries utilize natural gas in the proper fashion. Natural gas is a fundamental energy source that the world economies are built to accommodate. Most green forms of energy are expensive and cannot be scale to the levels necessary to fuel modern civilization. If drilled efficiently utilizing cutting-edge technology (and if natural gases replace inefficient carbon emitting energy sources like coal) natural gases could and should be used for decades during a transition to cleaner forms of energy.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.

Isaac Toussie Makes Substantial Contributions to Platforms of Medicine: Orthopedics, Diabetes and Epilepsy

Isaac Toussie’s philanthropic work has reached a multitude of organizations throughout the country. He has contributed to hospitals, schools and public health organizations. Yet, Toussie’s commitment to supporting orthopedic programs throughout the country is both unique and important. Orthopedic health programs serve a vital function in facilitating proper recoveries for individuals with bone or joint injuries. These programs are necessary, but frequently are underfunded.

Trying to make a change, Toussie started his commitment to changing the landscape for orthopedic funding by making a substantial contribution to the Broward Health’s Orthopedic and Sports Medicine Center. Broward Health generally is a hospital system located in Broward County, Florida. In 2020, Broward Health had over 1,500 bed and 240,000 emergency visits. The facility is constantly growing in both size and scope. Their flagship hospital, Broward Health Medical Center in Fort Lauderdale, is a Level I trauma center and offers services ranging from cardiac care to surgical weight loss. Broward’s other hospitals offer similar services to various locations throughout the county. Toussie’s donation to the Orthopedic and Sports Medicine Center will help the hospital system treat various individuals that have suffered from sports related injuries. Any individual can suffer from a sport induced injury, many of whom would not have an easy medium for treatment without Broward’s center.

Toussie’s commitment to the field of orthopedics also led to his donations to the Hospital for Special Surgery (HSS). As its name indicated, HSS is a specialized hospital that treats patients with mobility issues. HSS is one of, if not the most, prestigious hospital in its field, ranking first in Orthopedics by U.S. News & World Report over the past 12 years. HSS has an unmatched level of expertise. “Founded in 1863, Hospital for Special Surgery is the oldest orthopedic hospital in the United States. More than 32,000 surgical procedures are performed annually. HSS performs more hip surgeries and more knee replacements than any other hospital in the US,” as stated on HSS’s website.

Orthopedics is not the only specialty medical field that Toussie has contributed to; he has made a point to support to a vast majority of specialty organizations. Toussie has made donations to the JDRF, a world-class organization that funds research projects for type 1 diabetes. The organizations mission is to eliminate type 1 diabetes through increased technological and scientific advancements. Additionally, Toussie has donated to the Epilepsy Foundation. The foundation looks to help those with epilepsy better live with their disorder. That usually comes in the form of helping individuals find effective treatment and manage the symptoms of the disorder. The foundation also provides local communities with educational programs to teach them about the disorder.

Isaac Toussie’s lifelong commitment to philanthropy has benefited a multitude of organizations, individuals and medical platforms. Toussie’s specific commitment to orthopedic programs has been expansive, yet not exclusive. It has aided multiple organizations across the east coast and has enabled much growth within their specialty fields.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.

Isaac Toussie’s Experience with Investment Vehicles in the Oil Industry

Financial instruments and investment vehicles are critical tools for the success of the economy that allow investors to purchase assets hand-tailored to their liking. Simple vehicles, such as stock or basic debenture bonds, allow investors to engage with major public companies. More sophisticated investments need skilled tailoring by individuals that have years of experience in the field. One specialist that has created numerous investment structures throughout his career is Isaac Toussie.

Toussie specializes in investment structures inside of the oil and gas industry as well as in land. He has structured investments for several companies in some of the largest oil companies in the world today. For example, Toussie created multiple investment vehicles and groups that made, and continue to make, investments into British Petroleum. In 2021, BP had revenues of $164.19 billion and an operating income of $18.08 billion. BP’s net income in 2021 was $8.49 billion. The company employs over 60,000 employees, sustaining one of the largest workforces in 2021. Investments in BP could be extremely lucrative, especially given the BP advance into wind energy with its recent partnership with Equinor. Toussie has created similar investment platforms and strategies for individuals to invest in Chevron and Exxon, two of the most notable names in the oil industry. Toussie’s ability to structure investments allows investors to benefit from the success of one of the world’s largest oil companies.

Part of Toussie’s creation of these investment vehicles comes with an analysis of risk. Each investment vehicle that he creates comes with a different degree of risk tailored to the particular investors that are spurring the investment. In order to ascertain risk, Toussie utilizes multiple tools to project the potential returns on the investment. One such tool is a sensitivity analysis. A sensitivity analysis method of assessing the risk of an investments by projecting multiple values for a given set of variables, like discount rate and output levels. By projecting multiple values for each variable, investors can have a better understanding of what could happen to their investment if certain events come to pass. The analysis incorporates the variability of certain factors and helps investors understand how their investment returns will change based on the change in the variables.

Toussie’s ability to dissect investments in the industry, and identify undervalued assets,  has led to his expansion into other parts of the industry. Notably, Toussie has consulted on several purchase and sale decisions and joint venture agreements within the space. Joint venture agreements are agreements between entities to accomplish a particular task. Joint ventures agreements create new companies whose sole purpose is to accomplish the task for which the venture agreement was established. These agreements are especially popular within the oil industry, because they allow companies to mitigate risk in excavation and drilling projects. Furthermore, joint venture agreements allow companies with potentially different specialties to pool their resources; this could lead to a highly efficient project, while still maintaining the individuality of each of the pre-existing companies.  Toussie has also advised on complete purchase and sale decisions for companies looking to expand or exit the market.

Prolific knowledge of the oil industry dynamics is crucial for making sound investments in the field. Toussie’s experience and incessant exposure to the major companies in the industry have provided him with the necessary skills and resources to create profitable investment vehicles. Toussie is always mindful of the importance of seeking hyper-green technologies and attempting to protect against and mitigate climate change whenever possible. He applauds big oils recent commitments to alternative forms of energy to supplement oil, along with safer and cleaner ways to extract and refine it.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.

Isaac Toussie Invests and Advises in the California Oil Industry

The oil industry has been a steady economic market for over a century. The industry is a necessary one, supplying over 37% of the state’s power. Investments in California oil companies is crucial to the success of the industry and the economic benefits that derive from it. Investing in these entities is a careful science that requires complex analyses contextualized to the market and the condition of the world.

One individual that has been engaging with the industry for some time is Isaac Toussie. Toussie has worked with numerous oil companies and investors, particularly in the California market. Some of the main work that he does is providing large companies with cashflow and sensitivity analyzes. Cash flow analyses are imperative for companies, especially those companies and investors that seek to make long term investments. Cash flow analyses, as the name indicates, is a prediction of how much cash will flow in and out of an entity over a given period of time. The analysis allows companies or investors to know if the investment is bringing in more cash than it is distributing out. Furthermore, for investors, a cash flow analysis is crucial in determining whether an investment suits the needs of the investor. Some investors are looking for a short-term liquid investment, while others are seeking a long-term investment with more cash flowing in over a longer period. To determine any of this, companies require a cash flow analysis to determine how much cash is coming in and when.

Toussie also specializes in producing replacement cost platforms. Replacement cost platforms look to analyze the cost to replace particular assets. These platforms are critical in determining the success of an investment, given that multiple assets will age and depreciate over the life of the investment. By determining how much it will cost to replace an asset, one can predict future expenses at the inception of the investment. This is a necessary tool for investors to attain accurate information regarding potential investments and they are key to Toussie’s success.

Toussie remains strongly enthusiastic about investing in California oil. Its utility coupled with its benefits over other forms of energy are compelling reasons for him to continue bolstering these investments. However, certain harmful items are disrupting the market. The most recent was an oil spill in Inglewood led to over 1,600 gallons being dumped into a local field neighboring a park playground. The area has a history of accidents, with three in the past ten years. Events like complicate the safety and efficiency of the market generally. These occurrences are usually limited to concentrated regions, but spills can be devastating to the local environment. Toussie emphasized that spills like these need to be prevented and hindered, but spills should not be used as an ad hoc justification to argue for the elimination of the industry as a whole.

Toussies proficiency in the industry makes him sought after by oil investors and operators. His methods of assessing investments and their viability are pivotal to investors and oil companies and has earned him a significant name in the field.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.

Robert and Isaac Toussie on Charity As Family Business

On account of the worst economic outlook in 75 years, charities and non-profits across America have experienced dramatic cutbacks in support, particularly where donations are concerned.  But there has been no cutback where Robert Toussie and philanthropy are involved. Toussie, who ranks among the most successful entrepreneurs of all New York, continues his close relationship with the New York University School of Medicine and still donates both his money and his good name as a local and cosmopolitan humanitarian to raise funds on behalf of the NYU Medical Center.

Robert Toussie employs a multi-faceted approach to good deeds.  His support is as diverse as it is prolific.  Toussie’s big-hearted donations are shared among several different offices of the Medical Center, including those dealing with such critical matters as orthopedic surgery, dermatology, surgery and plastic surgery, obstetrics and gynecology, and infectious diseases and immunology.

The orthopedic surgery programs at the NYU Medical Center have helped treat such like sports injuries, joint pain, tumors, and carpal tunnel syndrome, even as the immunology programs help HIV patients fight deficiencies in their immune systems, and help cancer patients through chemotherapy and radiotherapy.

Established in 1841, the NYU Medical School is situated on First Avenue in New York City and is home to the School of Medicine, the Sackler Institute of Graduate Biomedical Sciences, and the Charles C. Harris Skin and Cancer Pavilion, which is widely regarded as being one of the most prestigious and respected dermatology institutes in the nation. Toussie family donations to the dermatology programs at the NYU Medical School have greatly assisted in treating skin cancers, benefiting skin graft patients, and involve even less severe conditions like hair and tattoo removal.

The Toussie family has a long tradition of involvement with New York University, and the philanthropic spirit is a Toussie family affair, with son Isaac Toussie, who received magna cum laude honors from the NYU Stern School of Business, continuing his father’s charitable mission.  For more than a decade, this continued effort to pay back the community has moved from Robert Toussie’s lone undertaking to an honored Toussie family tradition. Robert’s son, Isaac Toussie, has carried the family’s good works trying to better the quality of life of those less fortunate, working with numerous charities involving the sick, blind and poor across the land. It is a proven fact that thousands of people have benefited from Toussies’ medical largess, with lives being saved, suffering much abated, and illnesses successfully treated or even cured outright in some cases.

About Robert Toussie: Robert Toussie is  philanthropist at large who has given away millions to charity throughout a brilliant entrepreneurial career. Having established his fortune through successful corporate investing and strategic purchases of various assets, Toussie is now committed to the improvement of life for the proverbial less fortunate in life. Bob Toussie is also a fiercely devoted family man, which includes four children, six grandchildren, and a wife of more than forty years. Toussie received his MBA from Columbia University and has been in business for over fifty years.

About Isaac Toussie: Following in the philanthropic path laid out by his father, Robert Toussie, Isaac Toussie is a New York-based businessman who has helped many less fortunate all across America. The younger Toussie graduated magna cum laude with a major in finance from the NYU Stern School of Business and received his Masters in Business Administration from the NYU Business School at the age of 21, one of the youngest MBAs the school has ever produced. When he’s not continuing his work in the corporate sector as a writer, land developer or business advisor, Toussie studies ethics, philosophy and law. He also enjoys boxing and karate in his spare time.